This calculator works out the absolute return and CAGR (Compound Annual Growth Rate) on an existing mutual fund holding — the two metrics that tell you how well your investment has performed.
About the Mutual Fund Returns Calculator
Absolute return tells you the total percentage gain. CAGR converts that into a per-year figure, making investments of different durations comparable. A 60% total return over 3 years is very different from 60% over 10 years — CAGR makes that visible (about 17% vs 5% per year).
Formula used:
Frequently Asked Questions
What is a good CAGR for mutual funds?
Diversified Indian equity funds have historically produced 10–14% CAGR over long holding periods, though individual years vary widely.
Why use CAGR instead of absolute return?
Absolute return doesn't account for time. CAGR standardises returns to a per-year basis, enabling fair comparisons across different investments and time frames.