Tax & Salary
HRA Exemption Calculator
Work out how much of your House Rent Allowance is exempt from tax.
About the HRA Exemption Calculator
House Rent Allowance exemption under Section 10(13A) is the least of three amounts: actual HRA received; rent paid minus 10% of basic salary; and 50% of basic (metro cities: Delhi, Mumbai, Kolkata, Chennai) or 40% (elsewhere). The exemption is available only under the old tax regime.
Enter monthly figures — the calculator annualises them and shows how much of your HRA escapes tax and how much gets added to taxable income.
Frequently asked questions
Can I claim HRA while living with parents?
Yes, if you genuinely pay them rent and they declare it as income — keep rent receipts and bank transfers as proof.
Is HRA exemption available in the new tax regime?
No. HRA exemption is only available if you opt for the old tax regime.